What is motor insurance?
Motor insurance is designed around vehicle-related risks and third-party liability. The exact protection depends on the policy selected and applicable terms.
Third-party liability
Third-party motor insurance addresses covered legal liability arising from injury, death or property damage to a third party, subject to applicable law and policy terms.
Own-damage cover
Depending on the policy, own-damage protection may cover specified losses to the insured vehicle, such as certain accidents, theft or other covered events.
What to check at renewal
- Policy expiry date and continuity of cover
- Insured declared value or other applicable vehicle details
- Claim history and no-claim benefits where applicable
- Deductibles, exclusions and selected add-ons
- Accuracy of vehicle and owner information
Claims
Follow the insurer's claim notification process promptly and provide the documents requested. Never assume a loss is covered without checking the policy terms.
Need help with a motor policy?
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